By: Ashley Lechman - IOL

As the wildly popular Black Friday approaches, South Africans are gearing up for another shopping extravaganza, with spending from last year already hitting a staggering R30 billion across just three banks.

This year, as millions prepare to take advantage of enticing deals and discounts, experts urge shoppers to prioritise online security amid the festive frenzy.

Colin Campbell, Director of Marketing and Operations at Finchoice, has highlighted that while bargains abound, this period attracts not just eager consumers, but also fraudulent activities as cybercriminals attempt to exploit unsuspecting shoppers.

“Black Friday signifies the start of year-end spending, but it’s also a period when emergencies can arise and credit is often used swiftly. Be aware: scammers are ready to take advantage,” he warns.

To ensure consumers can shop safely this Black Friday, Campbell has shared practical advice that all savvy shoppers should follow:

Use a virtual card: Create a digital card specifically for online transactions, isolating your main bank account and adding an extra layer of security.

Update passwords: Switch to strong, unique passwords which do not contain personal information and safeguard your online presence.

Verify offers: Deals that pressure immediate action or seem too good to be true should be validated through proper channels, including official merchant contact methods.

Use trusted payment platforms: Opt for recognised payment services like PayJustNow, which secures transactions and doesn’t require card details on unfamiliar sites.

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